SPB is now the partner of most banks, bank insurers and financial institutions. SPB’s service offering is primarily based on the creation of customized products. These programmes are then sold through the networks, through direct marketing or offered inclusive with bank cards.
These programmes cover a broad range of risks:
Cover for payment instruments Nearly six million bank customers have this type of product, thought up and managed by SPB. SPB brings its expertise to banks, with proposals for new types of cover (for instance, online purchases or protection against identity theft). These programmes cover a broad range of risks:
SPB’s strong points
• Over 40 years of partnerships with banks • Leader in this sector in Europe • Wide range of products matching banking products
Mobile phone insurance The mobile phone, which is predicted to be one of the payment instruments of the future, is covered by an SPB policy offered by all major French banking networks, such as LCL, BNPP, CIC etc.
Inclusive insurance with cards With 40 million enhanced cards, SPB is the leader in Europe. In France, bank cards among other things include purchase over, extended manufacturers’ warranties and protection against fraudulent use. As for the prestigious cards of Visa Premier, a partner of SPB’s since 1986, and Visa Infinite, they include travel cover. In Italy and Spain, SPB bundles purchase cover, extended manufacturers’ warranties and legal protection in bank cards. Lastly, SPB offers comprehensive Internet user programmes (purchase cover, cover against phishing and virus attacks, and computer failure/ theft/ damage cover).
Cover for life events Offered since SPB was founded, its accidental death and/or occupational incapacity policies (bank or savings account insurance, education annuity etc.) have been supplemented with the CAP direct marketing programme, which guarantees beneficiaries a minimum capital in case of accidental death, the policyholder having the option to top this up with additional payments.
Borrower insurance SPB offers individual borrower cover, which is booming thanks to the boom in reinsurance. SPB specialized skills include medical selection, claims management and technical follow-up. Bank credit-related programmes cover mortgages, revolving credit, consumer credit and investment. Depending on the case, the risks covered include death by any cause, permanent disablement and or redundancy.
Retirement services assessment SPB offers pension entitlement and liquidation assistance assessment services. Over the coming years, SPB intends to become an acknowledged specialist in pension estimates, in its capacity as an independent insurance provider.
2 million people are insured under our personal insurance programmes
Visa Premier
SPB has managed the insurance policies of 3.5 million holders of Visa Premier cards for over 20 years, as well at those of the very prestigious Visa Infinite card.
