SPB offers insurance and services relating to key life events, from an education annuity to a pension assessment programme, including borrower and wedding insurance.
SPB’s strong points :
• 40 years’ experience in personal insurance • Specialized skills (medical selection, claims management, technical follow-up, etc) • Alternative distribution channels (direct marketing in particular)
Borrower insurance Borrower insurance, unemployment insurance, death and disablement insurance; our bank lending programmes cover mortgages, revolving credit, consumer credit and investment. Depending on the case, the risks covered include death by any cause, occupational disability and/or redundancy.
Pension assessment and assistance Since 2004, SPB has marketed retirement-related offers: projected entitlement estimates, career records, liquidation of entitlements on behalf of employees, from a simple pension assessment to a comprehensive retirement assessment.
Personal health & welfare benefits Bank account insurance (if the account holder dies, our bank account insurance programmes covers a debit balance, pays a lump sum to beneficiaries or covers the payment of all or some of the direct debits on the account for a fixed term), education annuity (the policyholder’s children receive a benefit in case of accidental death or permanent disablement), … : SPB offers products for all life-changing events.
Again in the field of personal insurance, SPB offers the CAP relational marketing programme, allowing networks to reward their customers for their loyalty by offering them free accidental death insurance. Distributed by direct marketing channels, CAP has been taken up by several leading French banks and financial institutions for several years.
Insurance for professionals and associations Our insurance programmes for professionals and very small companies cover the loss of earnings of self-employed people in case of disablement or work stoppage and/or damage to property or operating risks. SPB’s range offers a comprehensive and flexible personal insurance programme including a Madelin offer, key person, additional borrower cover and total temporary interruption of business.
SPB also markets an offer aimed at associations, which combines property and personal cover (including the association’s third-party liability, personal injury to managers, company agents’ third-party liability, etc.).
Bank and employee savings Protégio is a death insurance product linked to savings, which also covers the risk of stock market losses.
