SPB strengths

• More than 45 years’ experience in personal insurance
• Cutting-edge expertise in areas such as medical selection, claims management and technical monitoring
• Alternative distribution channels, especially direct marketing

Banks and financial institutions

• Borrower insurance for consumer loans and property loans:
  • Death
  • Total and irreversible loss of autonomy
  • Total permanent invalidity
  • Temporary incapacity for work
  • Unemployment
• Bank balance and savings insurance in the event of accidental death
• High-risk borrowers
  • Special contracts based for borrowers suffering from long-term health conditions or any other illness
  • Involves special, preliminary medical selection, appropriate

• Pension entitlement assessment
• Education annuity
• Insurance for professionals and  non-profit organisations

Telecoms players and IT manufacturers

• Personal accident insurance Bill protection for telephone bills in the event of a personal event leading to loss of income

Retailing and e-commerce

• Loan insurance linked to a purchase

Energy and water suppliers

• Life events insurance. Bill protection: covers water/electricity/gas bills in the event of a personal event leading to a loss of income